85 percent of UAE consumers use AI to shop as caution persists at checkout, Visa finds

إشعار

هذا الخبر مُعاد صياغته بالذكاء الاصطناعي من مصادر عامة لسياق منطقة الخليج. لأغراض معرفية فحسب. لا تُعدّ هذه المعلومات نصيحةً استثماريةً أو توصيةً أو دعوةً للاكتتاب. يُنصح باستشارة مستشارٍ ماليٍّ مرخّصٍ قبل اتخاذ أيّ قرارٍ استثماري.

السياق الخليجي

UAE consumer adoption of AI-assisted shopping tools reflects the broader digital transformation of retail across the Gulf, where e-commerce penetration and fintech integration have accelerated significantly since 2020. However, persistent checkout hesitation—despite high AI usage rates—underscores a structural pattern in GCC markets where consumers embrace digital convenience for discovery and comparison while maintaining caution around payment completion, a dynamic that has historically influenced payment processor margins and digital wallet penetration strategies in the region. This bifurcation between exploration and transaction confidence remains a key characteristic of Gulf retail evolution, particularly in markets with high smartphone penetration but varied trust infrastructure acros

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